NOVEMBER – A 2021 Lending Tree survey found that more than one third of American consumers (36%) took on holiday debt. The best way to avoid racking up holiday debt is by planning ahead for your gift shopping! Adjust your budget and put aside a little money each week towards your gifts. Make your list before you hit the stores and avoid expensive impulse purchases! This tip was brought to you by our friends at Sqwire. Log into your Sqwire dashboard today for more information, tools, and resources to help you achieve all your financial goals.